Pre-Purchase Housing Counseling
- Assists first-time homebuyers in determining whether or not homeownership is a realistic option.
- Helps first-time homebuyers understand just “how much home” they can afford.
- Explores the various steps in the home purchasing process.
We partner with the Georgia Department of Community Affairs (DCA) to offer this service for DCA’s “Georgia Dream” Homeownership Program. Sessions generally last 1 – 1.5 hours, and follow-up sessions may be scheduled as needed. This service is free of charge as the program is currently funded by grants.
Foreclosure Prevention Counseling
- Focuses on providing viable options to homeowners in resolving/preventing mortgage default.
- Assists homeowners in completing paperwork and documentation to provide to lenders for workout plans.
Our certified housing counselors act as a liaison between our clients and their mortgage lenders. Sessions generally last 1 – 1.5 hours, and follow-up sessions may be scheduled as needed. This service is free of charge as the program is currently funded by grants.
Reverse Mortgage Counseling
- Is conducted by a certified Home Equity Conversion Mortgage (HECM) counselor.
- Provides a comprehensive comparison of different financial options.
- Discusses costs, processes, and terminologies associated with reverse mortgages.
Sessions generally last 1 – 1.5 hours, and follow-up sessions may be scheduled as needed. This service is free of charge as the program is currently funded by grants.
