Dennis Indelicato, CCCS Client: The phone calls, the letters, the threats of collections were becoming too much. I had to do something.

narrator: If credit card debt is ruining your quality of life, let Consumer Credit Counseling Service lend a hand.

Dennis: The help that I received was a big load off my mind. I feel much better. I thank CCCS for all their help.

narrator: We're a local non-profit agency designed to assist people in our community. Call Consumer Credit Counseling Service today to start your road to recovery.

William, Actual CCCS Client: I had about $50,000 of credit card debt. I was making the minimum monthly payments, but getting nowhere.

narrator: If you're burdened with debt, call Consumer Credit Counseling Service. We're a local non-profit agency that can help ease your financial stress.

William: We got onto a payment plan and we stuck with it. Everything just started falling into place. My hat's off to CCCS. They taught me a valuable lesson.

narrator: Call Consumer Credit Counseling Service today to start your road to recovery.

Barbara Vinson: My mother always said, if you owe somebody something, you need to try to pay it back. I was, I was in $73,000 worth of credit card debt when I went to Consumer Credit Counseling Service.

My husband liked to go places, and he was, liked to play golf, and go to golf tournaments, and family reunions, everything that said 'go', he was wanting to do it. So we had numerous cards, and we used them unwisely, 'cause we made a lot of these trips on these credit cards. We needed to pay off some of this debt before he passed so it wouldn't get left, you know. I mean, he wanted to try and do that, so he thought of here, CCS [sic].

But what I did was to go back and, I went to the board, and they were hiring part time teachers again, and I had retired at that time, both of us. So I got the part-time job of being a EIP teacher, part-time. And that amount of money that I made, and some would be left over, would pay that payment that I had to pay each month.

Every time I would get a bill from CCS [sic], and it showed one of the cards paid off, this just really gave me, you know, the incentive to do more and to keep it going. Every time they paid off a card for me, I felt good. I said, well, I'll just keep going. And the money I was putting on that card, you know, they would put it on another card. And so, finally, it got down, and I said, well, I'm going to stick with it, and I kept working, and kept working, and it happened for us.

'Cause that is the best thing I ever done, was to go to CCS [sic] and to get them to get me set up to pay off those debts. And I'll always love them; if there's anybody who's in that trouble, this is where I would tell them to come.